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  Business information systems can improve the assessment of SMEs for credit purposes because they create a new type of collateral: the business’s reputation.

Business Information Services for SMEs


URUGUAY

For small and medium enterprises (SMEs) in Uruguay, accessing bank credit or business-to-business credit is no easy task. This is largely due to the fact that it is difficult for banks and credit-providing companies to assess the credit risk of lending to SMEs. This project aims to help enhance transparency in business relations by increasing the use of business information systems by Uruguayan companies, providing lenders with reliable business information and improving access to credit for SMEs.

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